Financing your business is much easier than you think! We have designed our business loans and lines of credit tailored for every type of business.
|Lines of Credit|
|Equipment Term Loans|
|Commercial Real Estate Term Loans|
|Small Business Administraiton (SBA) Loans|
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Business Revolving Lines of Credit
Valley Bank offers account and inventory financing to businesses. The primary source of repayment for this type of loan is the conversion of the accounts and/or inventory to cash.
We also offer revolving lines of credit for business working capital and operating expenses. Simply write a check from your business checking account and you'll automatically have the funds you need.
For more detailed information on rates, terms, collateral options and additional services, please visit with a member of our business banking team.
Business Overdraft Protection
Valley Bank offers an overdraft loan protection to its business checking customers desiring such protection. This line is tied directly to business checking account
Commercial Real Estate Term Loans
Valley Bank offers real estate term loans for the purpose of purchasing or refinancing eligible property types including unimproved property, investment property and other commercial projects.
Small Business Administration (SBA) Loans
Small Business Administration Loans are extended by the bank with the guarantee of the federal government. This type of loan enables your business to obtain secured financing when conventional collateral might not be adequate. Valley Bank, as a Preferred SBA Lender, may be able to approve your SBA loan right here at our bank.
Contact a business banker below for more information on a business loan. Please do not send sensitive financial information via e-mail. Thank you.
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