Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking*
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$50  $0  $0  Yes  No 
Totally Free Checking*
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • View and print image of checks with FREE Online Banking
 
Valley Select Checking
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$50  $10,000 in combined balances  $5  Yes  No 
Valley Select Checking
  • FREE Personalized Checks
  • FREE VISA Debit Card
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE cashiers checks, money orders & travelers checks
  • FREE Online Banking and Bill Pay
  • All for only $5 per month; No monthly service charge with $10,000 in combined balances
 
Valley 50 Free Checking*
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$50  $0  $0  Yes  No 
Valley 50 Free Checking*
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • First order of checks FREE
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • VISA Debit Card available
  • FREE Online Banking
 
Valley 50 Plus Checking
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$50  $0  $5  Yes  Yes 
Valley 50 Plus Checking
  • FREE personalized checks
  • FREE VISA Debit Card
  • Competetive Interest
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE Online Banking
  • A special package of benefits just for those with Valley 50 Plus accounts!
 
Wall Street Checking*
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$50  $2,500  $8 if balance below $2,500  Yes  Yes 
Wall Street Checking*
  • Higher interest rates with balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • Only $8 monthly service charge if minimum balance fals below $2,500
  • FREE VISA Check Card
  • FREE Online Banking
 

 

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*Customer purchases checks.
Bank rules and regulations apply. Minimum opening deposit of only $50 is required for all checking accounts. Totally Free Checking* accounts inactive for 90 days, with a balance or less than $100, will be converted to Valley Select Checking.
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